Take control of your money
Banzai has partnered with Carolinas Telco FCU to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.
Going to College
Off to college? Tuition isn't the only thing you need to pay for...Learn to budget and manage all the unexpected and kind-of-expected costs that come with being on your own.
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Using Credit Cards
Using credit cards wisely paves the way for big purchases in the future—like a home or car, but be wary of spending more than you can manage.
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Buying a Home
The process of buying a house is riddled with decisions. Make the right ones to prevent a needless financial setback.
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Topics
coach
5 min activity
Create a Budget
Creating a budget that works for you is essential to financial wellness and freedom.
calculator
6 min activity
Budget Calculator
Anticipate your expenses, list your saving goals, and manage your income.
article
7 min read
50/30/20 Rule
A simple, practical rule of thumb for individuals who want a budget that is easy to implement.
calculator
1 min activity
Savings Calculator
See how much your savings will grow in a savings account with interest.
calculator
2 min activity
Auto Loan Affordability Calculator
Figure out how much you can afford to pay for a car loan each month, based on your current budget.
article
6 min read
Teaching Children About Money
Perhaps just as important as teaching kids about the birds and the bees is teaching them the value of money.
coach
3 min activity
The Cost of Baby’s First Year
Find out how much you need to save for a new baby!
article
2 min read
Money Market Accounts
Meet the hybrid account that may be the right saving solution for you.
coach
3 min activity
Earning Extra Income
Explore your options for earning extra income and see how much you could bring in every month.
article
3 min read
Finding Funds in an Emergency
Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options.
article
3 min read
Certificate of Deposit
If you need to save aggressively, a high-interest certificate of deposit (CD) may be right for you.
article
4 min read
Reducing Your Food Bill
Food can eat up a big part of your budget but cutting how much you spend on food is completely doable.
article
4 min read
Is the Money in My Account Safe?
Short answer: Yes! With the NCUA and FDIC, you can rest assured that your money is protected.
coach
5 min activity
Make the Most of Your HSA or FSA
Learn the difference between an HSA and FSA, and predict your health care costs.
coach
3 min activity
Saving With A Purpose
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
article
5 min read
Savings Accounts
Learning about different kinds of money accounts can help pave the way to financial security.
calculator
1 min activity
50/30/20 Calculator
Following the 50/30/20 Rule, divide your income into three categories: Needs, Wants, and Savings.
calculator
6 min activity
Emergency Fund Calculator
Creating a robust emergency fund is the best way to prepare financially for the unexpected.
calculator
2 min activity
Vacation Affordability Calculator
You’re ready for your dream vacation—make sure your bank account is ready, too, with this calculator.
article
4 min read
When Times Get Tough
Whether you want to get ahead and prepare or find help in the midst of an emergency, there are ways to shore up your financial situation.
coach
3 min activity
The 50/30/20 Rule for Teens
Create a custom budget that follows the 50/30/20 rule and fits your life as a teen.
article
4 min read
Early Withdrawals From Retirement Savings
Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid negative consequences.
coach
3 min activity
Build Your Emergency Fund
How much do you need to save for your emergency fund? Find out!
article
2 min read
Mobile Banking
Robust safety features and powerful, convenient services make mobile banking options an ideal on-the-go solution.
article
2 min read
Leaving a Job with a 401(K)
Leaving a job with a 401(k)? Here's what you can do with the money you’ve saved.
article
3 min read
Emergency Funds
An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.
calculator
2 min activity
Simple vs. Compound Interest Calculator
How will a compound interest affect your principal vs. simple interest?
article
6 min read
Individual Retirement Accounts
Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but there are some foundational lessons to learn so you plan wisely.
article
3 min read
What to do With Your Stimulus Check
Stimulus checks are being sent to many Americans across the country in response to Covid-19. What’s the best thing that you can do with yours?
calculator
1 min activity
Money Market Account Calculator
Discover how much your savings in an MMA will grow over time.
article
3 min read
Envelope Budgeting
This simple budgeting system can help enforce good habits and careful spending.
article
3 min read
Opening Your First Account
Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know.
article
3 min read
Meet Your 401(k)
If you’re lucky enough to be introduced to a 401(k), you’ll make a friend for life.
Become an expert
You can find a pathway to your financial goals with Banzai. With resources that are interactive, easy to use, and free, what are you waiting for? Become an expert today!